Claims Recommendation / Management

Expert Guidance. Honest Direction. Real Protection.

At SD Auto Appraisals, we now offer a specialized service called Claims Recommendation Management — designed to guide you through the claims process with clarity, strategy, and your best financial outcome in mind.

With 30+ years of hands-on experience in the auto repair and collision industry, our team understands exactly how insurance companies, adjusters, and body shops operate. Because of that, our recommendations are based on real-world expertise, not what benefits a shop or an insurer.

What We Do

Who to Pursue

Whenever possible, we will recommend going after the at-fault party rather than relying solely on insurance companies. This strategy often leads to better outcomes and more control for you.

Repair vs. Total Loss

Body shops will almost always recommend repairs — even if it means cutting corners — because they want the job. We don’t do that. We objectively evaluate whether your vehicle should be:

  • Repaired
  • Declared a total loss
  • Or left unrepaired even if it’s not totaled (yes, sometimes this is the smarter move).

Diminished Value Assessment

Before suggesting any paid service, we’ll determine whether pursuing a diminished value claim is even worthwhile. Sometimes the answer is yes. Sometimes the answer is no — and we’ll tell you upfront.

Our Promise

We prioritize honesty, clarity, and the long-term value of your vehicle. Every case is unique, and there are many variables that the public simply aren’t told. We break it down for you clearly.

Free Evaluation

We offer a completely free evaluation to help you understand:

  • Your options
  • The true impact on your vehicle
  • Whether it’s worth fixing
  • Whether you should pursue a claim
  • And what your best next step should be
Start My Free Evaluation

Professional & Trusted

We are bonded and insured, and our recommendations come from decades of real industry experience — not from body shop sales tactics or insurance company shortcuts.